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Lima Digital Bank · Money Transfers · Peru

Best Money Transfers in Lima

Compare money transfers providers available to Lima, Peru residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Peru. Confirm the terms directly with each provider before opening an account.

Featured Money Transfers Providers

Updated October 2026

Up to three eligible picks for Lima, ranked from our verified partner directory for Peru. Availability in Peru and eligibility criteria are set by each provider.

Top Pick

Remitly

Fast, affordable remittances for immigrants worldwide

    Availability in Peru and eligibility criteria are determined by the provider. Check terms before applying.

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    WorldRemit

    Send money to 130+ countries — fast, low-fee international transfers

      Availability in Peru and eligibility criteria are determined by the provider. Check terms before applying.

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      CurrencyTransfer

      Better rates are only the beginning — personal & business FX

        Availability in Peru and eligibility criteria are determined by the provider. Check terms before applying.

        View provider

        How we pick: providers shown here come from our verified affiliate directory filtered by availability in Latin America and Peru, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners — see the disclosure below.

        Local guide

        Money Transfers in Lima: what to know

        Money transfer services let people in Lima, Peru send money abroad or receive it in PEN (Peruvian sol). The real cost is the fee plus the gap between the provider's exchange rate and the mid-market rate, so compare both.

        Currency in Peru
        PEN · Peruvian sol
        Local accounts in Peru
        Peruvian interbank transfers use the 20-digit CCI (Código de Cuenta Interbancaria), which encodes the bank code, branch, account number and check digits; Peru does not use IBAN.
        Payments in Peru
        The central bank (BCRP) settles high-value payments in its RTGS, low-value clearing runs through the electronic clearing chamber (CCE) and ACH channels, and the interoperable mobile payments platform BIM (run by Banco de la Nación) underpins the Yape and Plin wallets used for instant person-to-person transfers.

        Before you sign up in Lima

        The central bank (BCRP) settles high-value payments in its RTGS, low-value clearing runs through the electronic clearing chamber (CCE) and ACH channels, and the interoperable mobile payments platform BIM (run by Banco de la Nación) underpins the Yape and Plin wallets used for instant person-to-person transfers.

        Sources: Superintendencia de Banca, Seguros y AFP (SBS) · Banco Central de Reserva del Perú: payment systems · BIM: interoperable mobile payments (Banco de la Nación)

        All Money Transfers Providers in Lima

        8 providers to compare, including the three featured above.

        • #4

          Globe Digital Bank

          WorldFirst-powered multi-currency accounts and transfers across 2,500+ cities and 200+ countries.

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        • #5

          Currencies Direct

          Award-winning FX specialist since 1996

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        • #6

          Western Union

          Send money worldwide — fast, reliable, trusted

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        • #7

          Instarem

          Smart money transfers with real rewards

          View provider
        • #8

          Skrill

          Digital wallet for online payments, money transfers and crypto.

          View provider

        More Financial Services in Lima

        Explore other banking categories available in Lima

        Money Transfers in Other Cities

        Compare money transfers providers across Latin America

        Frequently Asked Questions

        Common questions about money transfers in Lima

        Ready to Choose Your Money Provider?

        Compare the featured money transfers providers for Lima and open your account online.

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        Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.