How can I get paid from abroad in Lima?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to PEN and withdraw.

What does it cost to convert to PEN?

Costs are the conversion margin plus any withdrawal fee to your local bank in Peru. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Lima?

Providers serving customers in Peru fall under Superintendencia de Banca, Seguros y AFP (SBS). Banks, financiers and electronic-money issuers serving Peruvian customers must be authorised and supervised by the SBS under the general banking law and the e-money law (Ley 29985). Check the SBS register of authorised companies before trusting a wallet or digital account provider.

Who uses global payment accounts in Lima?

Freelancers, remote workers, online sellers and small exporters in Lima use them to receive foreign income without opening bank accounts abroad.

Lima Digital Bank · International Bank Accounts & e-Wallets · Peru

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Compare international bank accounts & e-wallets providers available to Lima, Peru residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Peru. Confirm the terms directly with each provider before opening an account.

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Check the regulator and any provider directly to confirm availability in Peru before opening an account.

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International Bank Accounts & e-Wallets in Lima: what to know

Global payment accounts help people in Lima, Peru get paid by clients, marketplaces and platforms in other countries, then convert the money into PEN (Peruvian sol). They are popular with freelancers, online sellers and remote workers in Lima.

Currency in Peru: PEN · Peruvian sol
Regulator in Peru: Superintendencia de Banca, Seguros y AFP (SBS)(opens in a new tab)
Local accounts in Peru: Peruvian interbank transfers use the 20-digit CCI (Código de Cuenta Interbancaria), which encodes the bank code, branch, account number and check digits; Peru does not use IBAN.
Payments in Peru: The central bank (BCRP) settles high-value payments in its RTGS, low-value clearing runs through the electronic clearing chamber (CCE) and ACH channels, and the interoperable mobile payments platform BIM (run by Banco de la Nación) underpins the Yape and Plin wallets used for instant person-to-person transfers.

Before you sign up in Lima

Check which currencies you can receive, the conversion fee to PEN (Peruvian sol), and the withdrawal fee to a local account in Peru.

Sources: Superintendencia de Banca, Seguros y AFP (SBS) · Banco Central de Reserva del Perú: payment systems · BIM: interoperable mobile payments (Banco de la Nación)

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Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Lima

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.