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Lima Digital Bank · Business Banking · Peru

Best Business Banking in Lima

Compare business banking providers available to Lima, Peru residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Peru. Confirm the terms directly with each provider before opening an account.

Featured Business Banking Providers

Updated October 2026

Up to three eligible picks for Lima, ranked from our verified partner directory for Peru. Availability in Peru and eligibility criteria are set by each provider.

Top Pick

Revolut Business

The business account built for global growth

    Availability in Peru and eligibility criteria are determined by the provider. Check terms before applying.

    View provider

    WorldFirst

    Global payments for small businesses — 70+ currencies, no account fees

      Availability in Peru and eligibility criteria are determined by the provider. Check terms before applying.

      View provider

      Airwallex

      Global financial infrastructure for modern businesses

        Availability in Peru and eligibility criteria are determined by the provider. Check terms before applying.

        View provider

        How we pick: providers shown here come from our verified affiliate directory filtered by availability in Latin America and Peru, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners — see the disclosure below.

        Local guide

        Business Banking in Lima: what to know

        Business banking in Lima, Peru covers company accounts, payment cards for staff, invoicing and paying suppliers abroad. Freelancers, startups and exporters in Lima often use a digital business account alongside a local bank.

        Currency in Peru
        PEN · Peruvian sol
        Local accounts in Peru
        Peruvian interbank transfers use the 20-digit CCI (Código de Cuenta Interbancaria), which encodes the bank code, branch, account number and check digits; Peru does not use IBAN.
        Payments in Peru
        The central bank (BCRP) settles high-value payments in its RTGS, low-value clearing runs through the electronic clearing chamber (CCE) and ACH channels, and the interoperable mobile payments platform BIM (run by Banco de la Nación) underpins the Yape and Plin wallets used for instant person-to-person transfers.

        Before you sign up in Lima

        Banks, financiers and electronic-money issuers serving Peruvian customers must be authorised and supervised by the SBS under the general banking law and the e-money law (Ley 29985). Check the SBS register of authorised companies before trusting a wallet or digital account provider. Ask what company documents the provider needs for a business registered in Peru.

        Sources: Superintendencia de Banca, Seguros y AFP (SBS) · Banco Central de Reserva del Perú: payment systems · BIM: interoperable mobile payments (Banco de la Nación)

        All Business Banking Providers in Lima

        18 providers to compare, including the three featured above.

        • #4

          Globe Digital Bank

          WorldFirst-powered multi-currency accounts and transfers across 2,500+ cities and 200+ countries.

          View provider
        • #5

          Currency Solutions

          Expert FX transfers for individuals and businesses

          View provider
        • #6

          Narvi

          EU business banking done better — Finnish IBAN, SEPA Instant & global transfers

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        • #7

          Wallester

          Virtual and physical corporate cards for business spending

          View provider
        • #8

          Payoneer

          Get paid globally. Pay suppliers. Grow your business.

          View provider
        • #9

          Airwallex Business Card

          Up to 2% cashback on every business purchase — physical & virtual Visa

          View provider
        • #10

          Silver Gold Bull

          Buy gold and silver bullion online — best price guaranteed

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        • #11

          Discover Hidden Money

          Recover up to 72% of lost subscription revenue — on autopilot.

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        • #12

          IG

          The world's No.1 CFD and spread betting provider

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        • #13

          Saxo Bank

          Premium multi-asset trading for serious investors

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        • #14

          AvaTrade Futures

          Trade commodity & index futures with a globally regulated broker

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        • #15

          Papaya Global

          Global payroll and employer of record

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        • #16

          FreshBooks

          Invoicing and accounting for small businesses

          View provider
        • #17

          Joiin

          Smarter financial reporting and consolidation for multi-entity businesses

          View provider
        • #18

          Dext

          Automate bookkeeping from receipts and invoices

          View provider

        More Financial Services in Lima

        Explore other banking categories available in Lima

        Business Banking in Other Cities

        Compare business banking providers across Latin America

        Frequently Asked Questions

        Common questions about business banking in Lima

        Ready to Choose Your Business Provider?

        Compare the featured business banking providers for Lima and open your account online.

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        Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.