How can I get paid from abroad in Tokyo?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to JPY and withdraw.

What does it cost to convert to JPY?

Costs are the conversion margin plus any withdrawal fee to your local bank in Japan. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Tokyo?

Providers serving customers in Japan fall under Japan Financial Services Agency (JFSA). Japan’s Payment Services Act contains the rules for Funds Transfer Service Providers. Confirm the provider’s legal status and the services it can offer in Japan before applying.

Who uses global payment accounts in Tokyo?

Freelancers, remote workers, online sellers and small exporters in Tokyo use them to receive foreign income without opening bank accounts abroad.

Tokyo Digital Bank · International Bank Accounts & e-Wallets · Japan

Best International Bank Accounts & e-Wallets in Tokyo

Compare international bank accounts & e-wallets providers available to Tokyo, Japan residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Japan. Confirm the terms directly with each provider before opening an account.

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Check the regulator and any provider directly to confirm availability in Japan before opening an account.

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Local guide

International Bank Accounts & e-Wallets in Tokyo: what to know

Global payment accounts help people in Tokyo, Japan get paid by clients, marketplaces and platforms in other countries, then convert the money into JPY (Japanese yen). They are popular with freelancers, online sellers and remote workers in Tokyo.

Currency in Japan: JPY · Japanese yen
Regulator in Japan: Japan Financial Services Agency (JFSA)(opens in a new tab)
Local accounts in Japan: A Japanese domestic transfer requires the recipient bank and branch, account type, account number, and account-holder name. Bank and branch codes are commonly used to identify the destination.
Payments in Japan: Domestic furikomi transfers use Japan’s nationwide Zengin network. Enter the recipient’s bank, branch, account type, number, and name exactly as supplied, then check the provider’s JPY processing window.

Before you sign up in Tokyo

Check which currencies you can receive, the conversion fee to JPY (Japanese yen), and the withdrawal fee to a local account in Japan.

Sources: Japan Financial Services Agency · Japanese Payment Services Act · SBI Shinsei Bank: branch and account details

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Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Tokyo

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.