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Tokyo Digital Bank · Business Banking · Japan

Best Business Banking in Tokyo

Compare business banking providers available to Tokyo, Japan residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Japan. Confirm the terms directly with each provider before opening an account.

Featured Business Banking Providers

Updated October 2026

Up to three eligible picks for Tokyo, ranked from our verified partner directory for Japan. Availability in Japan and eligibility criteria are set by each provider.

Top Pick

Revolut Business

The business account built for global growth

    Availability in Japan and eligibility criteria are determined by the provider. Check terms before applying.

    View provider

    WorldFirst

    Global payments for small businesses — 70+ currencies, no account fees

      Availability in Japan and eligibility criteria are determined by the provider. Check terms before applying.

      View provider

      Airwallex

      Global financial infrastructure for modern businesses

        Availability in Japan and eligibility criteria are determined by the provider. Check terms before applying.

        View provider

        How we pick: providers shown here come from our verified affiliate directory filtered by availability in Asia and Japan, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners — see the disclosure below.

        Local guide

        Business Banking in Tokyo: what to know

        Business banking in Tokyo, Japan covers company accounts, payment cards for staff, invoicing and paying suppliers abroad. Freelancers, startups and exporters in Tokyo often use a digital business account alongside a local bank.

        Currency in Japan
        JPY · Japanese yen
        Local accounts in Japan
        A Japanese domestic transfer requires the recipient bank and branch, account type, account number, and account-holder name. Bank and branch codes are commonly used to identify the destination.
        Payments in Japan
        Domestic furikomi transfers use Japan’s nationwide Zengin network. Enter the recipient’s bank, branch, account type, number, and name exactly as supplied, then check the provider’s JPY processing window.

        Before you sign up in Tokyo

        Japan’s Payment Services Act contains the rules for Funds Transfer Service Providers. Confirm the provider’s legal status and the services it can offer in Japan before applying. Ask what company documents the provider needs for a business registered in Japan.

        Sources: Japan Financial Services Agency · Japanese Payment Services Act · SBI Shinsei Bank: branch and account details

        All Business Banking Providers in Tokyo

        19 providers to compare, including the three featured above.

        • #4

          Globe Digital Bank

          WorldFirst-powered multi-currency accounts and transfers across 2,500+ cities and 200+ countries.

          View provider
        • #5

          Currency Solutions

          Expert FX transfers for individuals and businesses

          View provider
        • #6

          Narvi

          EU business banking done better — Finnish IBAN, SEPA Instant & global transfers

          View provider
        • #7

          Wallester

          Virtual and physical corporate cards for business spending

          View provider
        • #8

          Payoneer

          Get paid globally. Pay suppliers. Grow your business.

          View provider
        • #9

          Airwallex Business Card

          Up to 2% cashback on every business purchase — physical & virtual Visa

          View provider
        • #10

          Silver Gold Bull

          Buy gold and silver bullion online — best price guaranteed

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        • #11

          Discover Hidden Money

          Recover up to 72% of lost subscription revenue — on autopilot.

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        • #12

          IG

          The world's No.1 CFD and spread betting provider

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        • #13

          Saxo Bank

          Premium multi-asset trading for serious investors

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        • #14

          AvaTrade Futures

          Trade commodity & index futures with a globally regulated broker

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        • #15

          Square

          Payments, point of sale and business banking in one

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        • #16

          Papaya Global

          Global payroll and employer of record

          View provider
        • #17

          FreshBooks

          Invoicing and accounting for small businesses

          View provider
        • #18

          Joiin

          Smarter financial reporting and consolidation for multi-entity businesses

          View provider
        • #19

          Dext

          Automate bookkeeping from receipts and invoices

          View provider

        More Financial Services in Tokyo

        Explore other banking categories available in Tokyo

        Business Banking in Other Cities

        Compare business banking providers across Asia

        Frequently Asked Questions

        Common questions about business banking in Tokyo

        Ready to Choose Your Business Provider?

        Compare the featured business banking providers for Tokyo and open your account online.

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        Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.