How can I get paid from abroad in Sofia?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to BGN and withdraw.

What does it cost to convert to BGN?

Costs are the conversion margin plus any withdrawal fee to your local bank in Bulgaria. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Sofia?

Providers serving customers in Bulgaria fall under Bulgarian National Bank (BNB). Banks are licensed by the BNB, while payment institutions and e-money institutions are authorised by the BNB under PSD2 or passport in from another EU state. Check the BNB's registers of licensed banks and payment institutions before holding lev balances with a provider.

Who uses global payment accounts in Sofia?

Freelancers, remote workers, online sellers and small exporters in Sofia use them to receive foreign income without opening bank accounts abroad.

Sofia Digital Bank · International Bank Accounts & e-Wallets · Bulgaria

Best International Bank Accounts & e-Wallets in Sofia

Compare international bank accounts & e-wallets providers available to Sofia, Bulgaria residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Bulgaria. Confirm the terms directly with each provider before opening an account.

Compare Top Providers All services in Sofia

No verified International Bank Accounts & e-Wallets partners for Sofia yet

We currently have no verified affiliate partners in this category that meet our availability criteria for Sofia, Bulgaria. We do not list providers we cannot verify, and we never use placeholder links.

Check the regulator and any provider directly to confirm availability in Bulgaria before opening an account.

Explore other services in Sofia

Local guide

International Bank Accounts & e-Wallets in Sofia: what to know

Global payment accounts help people in Sofia, Bulgaria get paid by clients, marketplaces and platforms in other countries, then convert the money into BGN (Bulgarian lev (currency board peg of BGN 1.95583 per euro; ERM II participant ahead of planned euro adoption)). They are popular with freelancers, online sellers and remote workers in Sofia.

Currency in Bulgaria: BGN · Bulgarian lev (currency board peg of BGN 1.95583 per euro; ERM II participant ahead of planned euro adoption)
Regulator in Bulgaria: Bulgarian National Bank (BNB)(opens in a new tab)
Local accounts in Bulgaria: Bulgarian accounts use the IBAN (BG + 2 check digits + 4-character bank code + 6-digit branch code + 8-character account number, 22 characters in total).
Payments in Bulgaria: BORICA operates the national card scheme and BISERA, the SEPA-compliant euro clearing; lev RTGS settlements moved to TARGET-BNB as Bulgaria prepares for euro adoption, and SEPA instant euro payments are available through participating Bulgarian banks.

Before you sign up in Sofia

Check which currencies you can receive, the conversion fee to BGN (Bulgarian lev (currency board peg of BGN 1.95583 per euro; ERM II participant ahead of planned euro adoption)), and the withdrawal fee to a local account in Bulgaria.

Sources: Bulgarian National Bank · BORICA: national payment operator · IBAN registry: Bulgaria structure

More Financial Services in Sofia

Explore other banking categories available in Sofia

Business Banking Money Transfers Crypto Accounts Investment Accounts High Yield Savings Credit Cards

International Bank Accounts & e-Wallets in Other Cities

Compare international bank accounts & e-wallets providers across Europe

View all cities in Europe

Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Sofia

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.