How can I get paid from abroad in Berlin?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to EUR and withdraw.

What does it cost to convert to EUR?

Costs are the conversion margin plus any withdrawal fee to your local bank in Germany. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Berlin?

Providers serving customers in Germany fall under Federal Financial Supervisory Authority (BaFin). Payment institutions operating in Germany require a BaFin licence or EU passported authorisation. Verify the provider in BaFin's company database before transferring funds.

Who uses global payment accounts in Berlin?

Freelancers, remote workers, online sellers and small exporters in Berlin use them to receive foreign income without opening bank accounts abroad.

Berlin Digital Bank · International Bank Accounts & e-Wallets · Germany

Best International Bank Accounts & e-Wallets in Berlin

Compare international bank accounts & e-wallets providers available to Berlin, Germany residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Germany. Confirm the terms directly with each provider before opening an account.

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Check the regulator and any provider directly to confirm availability in Germany before opening an account.

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Local guide

International Bank Accounts & e-Wallets in Berlin: what to know

Global payment accounts help people in Berlin, Germany get paid by clients, marketplaces and platforms in other countries, then convert the money into EUR (Euro). They are popular with freelancers, online sellers and remote workers in Berlin.

Currency in Germany: EUR · Euro
Regulator in Germany: Federal Financial Supervisory Authority (BaFin)(opens in a new tab)
Local accounts in Germany: German accounts use an 8-digit bank code (Bankleitzahl/BLZ) plus account number; SEPA payments use a 22-character German IBAN (DE + check digits + BLZ + account number).
Payments in Germany: SEPA Instant Credit Transfer completes in under 10 seconds, 24/7, for participating banks; standard SEPA settles within one business day. Provider cut-offs still apply.

Before you sign up in Berlin

Check which currencies you can receive, the conversion fee to EUR (Euro), and the withdrawal fee to a local account in Germany.

Sources: BaFin database: banks, financial service providers · ECB: SEPA Instant Credit Transfer

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Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Berlin

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.