How can I get paid from abroad in Sarajevo?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to BAM and withdraw.

What does it cost to convert to BAM?

Costs are the conversion margin plus any withdrawal fee to your local bank in Bosnia and Herzegovina. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Sarajevo?

Providers serving customers in Bosnia and Herzegovina fall under Central Bank of Bosnia and Herzegovina (CBBH) with entity banking agencies. The Central Bank of Bosnia and Herzegovina issues banking licences and defines the currency and payment framework, while day-to-day supervision of banks is carried out by the entity agencies, the Banking Agency of the Federation of Bosnia and Herzegovina and the Banking Agency of the Republika Srpska. Verify the provider's licence with the relevant agency before holding convertible mark balances with it.

Who uses global payment accounts in Sarajevo?

Freelancers, remote workers, online sellers and small exporters in Sarajevo use them to receive foreign income without opening bank accounts abroad.

Sarajevo Digital Bank · International Bank Accounts & e-Wallets · Bosnia and Herzegovina

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Eligibility, pricing, and availability vary by provider, residency, and regulation in Bosnia and Herzegovina. Confirm the terms directly with each provider before opening an account.

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International Bank Accounts & e-Wallets in Sarajevo: what to know

Global payment accounts help people in Sarajevo, Bosnia and Herzegovina get paid by clients, marketplaces and platforms in other countries, then convert the money into BAM (Bosnia and Herzegovina convertible mark (pegged to the euro)). They are popular with freelancers, online sellers and remote workers in Sarajevo.

Currency in Bosnia and Herzegovina: BAM · Bosnia and Herzegovina convertible mark (pegged to the euro)
Regulator in Bosnia and Herzegovina: Central Bank of Bosnia and Herzegovina (CBBH) with entity banking agencies(opens in a new tab)
Local accounts in Bosnia and Herzegovina: Bosnia and Herzegovina issues IBANs with the country code BA, conventionally listed in the SWIFT IBAN registry as 20 characters in total, encoding the bank code, branch code, account number and check digits; banks also quote their own internal account format.
Payments in Bosnia and Herzegovina: The Central Bank of Bosnia and Herzegovina operates the interbank RTGS and clearing systems for domestic payments under its payment-system oversight, everyday payments run through bank apps, Giro/clearing credits and the domestic card infrastructure, and the euro peg anchors cross-border flows toward the euro area.

Before you sign up in Sarajevo

Check which currencies you can receive, the conversion fee to BAM (Bosnia and Herzegovina convertible mark (pegged to the euro)), and the withdrawal fee to a local account in Bosnia and Herzegovina.

Sources: Central Bank of Bosnia and Herzegovina

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Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Sarajevo

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.