How can I get paid from abroad in Porto?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to EUR and withdraw.

What does it cost to convert to EUR?

Costs are the conversion margin plus any withdrawal fee to your local bank in Portugal. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Porto?

Providers serving customers in Portugal fall under Banco de Portugal. Payment institutions and e-money institutions serving Portuguese customers must be authorised by Banco de Portugal or passport in from another EU state under PSD2. Verify the entity in the Bank's official registers before relying on it.

Who uses global payment accounts in Porto?

Freelancers, remote workers, online sellers and small exporters in Porto use them to receive foreign income without opening bank accounts abroad.

Porto Digital Bank · International Bank Accounts & e-Wallets · Portugal

Best International Bank Accounts & e-Wallets in Porto

Compare international bank accounts & e-wallets providers available to Porto, Portugal residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Portugal. Confirm the terms directly with each provider before opening an account.

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Check the regulator and any provider directly to confirm availability in Portugal before opening an account.

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International Bank Accounts & e-Wallets in Porto: what to know

Global payment accounts help people in Porto, Portugal get paid by clients, marketplaces and platforms in other countries, then convert the money into EUR (Euro). They are popular with freelancers, online sellers and remote workers in Porto.

Currency in Portugal: EUR · Euro
Regulator in Portugal: Banco de Portugal(opens in a new tab)
Local accounts in Portugal: Portuguese accounts use the 25-character IBAN (PT + 2 check digits + the 21-digit NIB); the old NIB remains the domestic account identifier and the IBAN is used for domestic and international payments alike.
Payments in Portugal: Multibanco, run by SIBS, is the national ATM and payments network that also powers MB Way instant mobile transfers; regular interbank credit transfers settle through the TARGET2-Portugal and SEPA rails overseen by Banco de Portugal.

Before you sign up in Porto

Check which currencies you can receive, the conversion fee to EUR (Euro), and the withdrawal fee to a local account in Portugal.

Sources: Banco de Portugal: payment systems · SIBS: Multibanco and MB Way · IBAN registry: Portugal structure

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Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Porto

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.