How can I get paid from abroad in Oslo?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to NOK and withdraw.

What does it cost to convert to NOK?

Costs are the conversion margin plus any withdrawal fee to your local bank in Norway. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Oslo?

Providers serving customers in Norway fall under Finanstilsynet (Financial Supervisory Authority of Norway). Payment institutions and e-money institutions must be licensed by Finanstilsynet or passport in from another EEA state. Verify the licence in Finanstilsynet's register before holding funds with a provider.

Who uses global payment accounts in Oslo?

Freelancers, remote workers, online sellers and small exporters in Oslo use them to receive foreign income without opening bank accounts abroad.

Oslo Digital Bank · International Bank Accounts & e-Wallets · Norway

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Eligibility, pricing, and availability vary by provider, residency, and regulation in Norway. Confirm the terms directly with each provider before opening an account.

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Check the regulator and any provider directly to confirm availability in Norway before opening an account.

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Local guide

International Bank Accounts & e-Wallets in Oslo: what to know

Global payment accounts help people in Oslo, Norway get paid by clients, marketplaces and platforms in other countries, then convert the money into NOK (Norwegian krone). They are popular with freelancers, online sellers and remote workers in Oslo.

Currency in Norway: NOK · Norwegian krone
Regulator in Norway: Finanstilsynet (Financial Supervisory Authority of Norway)(opens in a new tab)
Local accounts in Norway: Norwegian accounts use an 11-digit kontonummer (account number with a Modulo-11 check digit) and payments reference a KID number; Norwegian IBANs are 15 characters starting NO.
Payments in Norway: Straks, operated by Nets/Bits under Norges Bank oversight, provides instant 24/7 interbank transfers between participating Norwegian banks; Vipps builds on this rail for mobile person-to-person payments.

Before you sign up in Oslo

Check which currencies you can receive, the conversion fee to NOK (Norwegian krone), and the withdrawal fee to a local account in Norway.

Sources: Finanstilsynet · Norges Bank: payment systems · IBAN registry: Norway structure

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Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Oslo

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.