How can I get paid from abroad in Montevideo?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to UYU and withdraw.

What does it cost to convert to UYU?

Costs are the conversion margin plus any withdrawal fee to your local bank in Uruguay. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Montevideo?

Providers serving customers in Uruguay fall under Banco Central del Uruguay (BCU). Banks and financial intermediaries must be authorised by the Banco Central del Uruguay under the financial intermediation law, and e-money issuers and payment service providers are registered and supervised by the BCU. Check the BCU's registry of supervised entities before holding funds with a provider.

Who uses global payment accounts in Montevideo?

Freelancers, remote workers, online sellers and small exporters in Montevideo use them to receive foreign income without opening bank accounts abroad.

Montevideo Digital Bank · International Bank Accounts & e-Wallets · Uruguay

Best International Bank Accounts & e-Wallets in Montevideo

Compare international bank accounts & e-wallets providers available to Montevideo, Uruguay residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Uruguay. Confirm the terms directly with each provider before opening an account.

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Check the regulator and any provider directly to confirm availability in Uruguay before opening an account.

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Local guide

International Bank Accounts & e-Wallets in Montevideo: what to know

Global payment accounts help people in Montevideo, Uruguay get paid by clients, marketplaces and platforms in other countries, then convert the money into UYU (Uruguayan peso). They are popular with freelancers, online sellers and remote workers in Montevideo.

Currency in Uruguay: UYU · Uruguayan peso
Regulator in Uruguay: Banco Central del Uruguay (BCU)(opens in a new tab)
Local accounts in Uruguay: Uruguay has no IBAN registry entry: account numbers are bank-specific (with the receiving bank identified by its own code), so domestic transfers are keyed to the beneficiary's bank and account number and international transfers to the bank's SWIFT/BIC.
Payments in Uruguay: Large-value payments settle through the BCU's real-time gross settlement system and retail transfers clear through the local clearing arrangements (ACH Uruguay), which have been rolling out instant interbank transfers; Uruguay is consistently among Latin America's most digitised banking markets, with very high account ownership, widespread bank-app payments and QR-code acceptance at merchants.

Before you sign up in Montevideo

Check which currencies you can receive, the conversion fee to UYU (Uruguayan peso), and the withdrawal fee to a local account in Uruguay.

Sources: Banco Central del Uruguay · BCU: sistema de pagos · IBAN registry: Uruguay (no IBAN entry)

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Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Montevideo

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.