How can I get paid from abroad in Malta?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to EUR and withdraw.

What does it cost to convert to EUR?

Costs are the conversion margin plus any withdrawal fee to your local bank in Malta. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Malta?

Providers serving customers in Malta fall under Malta Financial Services Authority (MFSA). Credit and financial institutions, including payment and e-money institutions, must be authorised by the MFSA under EU and Maltese financial services rules. Check the MFSA's register of licence holders before relying on a provider.

Who uses global payment accounts in Malta?

Freelancers, remote workers, online sellers and small exporters in Malta use them to receive foreign income without opening bank accounts abroad.

Malta Digital Bank · International Bank Accounts & e-Wallets · Malta

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International Bank Accounts & e-Wallets in Malta: what to know

Global payment accounts help people in Malta get paid by clients, marketplaces and platforms in other countries, then convert the money into EUR (Euro). They are popular with freelancers, online sellers and remote workers in Malta.

Currency in Malta: EUR · Euro
Regulator in Malta: Malta Financial Services Authority (MFSA)(opens in a new tab)
Local accounts in Malta: Maltese accounts use the IBAN (MT + 2 check digits + 4-character bank/branch code + 5-character account number, 31 characters in total).
Payments in Malta: As a euro-area member, Malta settles euro payments through SEPA and SEPA Instant, with the Central Bank of Malta overseeing euro payment systems; non-euro cross-border transfers use SWIFT.

Before you sign up in Malta

Check which currencies you can receive, the conversion fee to EUR (Euro), and the withdrawal fee to a local account in Malta.

Sources: Malta Financial Services Authority · Central Bank of Malta · IBAN registry: Malta structure

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Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Malta

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.