How can I get paid from abroad in Karachi?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to PKR and withdraw.

What does it cost to convert to PKR?

Costs are the conversion margin plus any withdrawal fee to your local bank in Pakistan. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Karachi?

Providers serving customers in Pakistan fall under State Bank of Pakistan (SBP). Branchless banking and payment service providers in Pakistan must be licensed by the SBP. Confirm the licence before holding funds with a provider.

Who uses global payment accounts in Karachi?

Freelancers, remote workers, online sellers and small exporters in Karachi use them to receive foreign income without opening bank accounts abroad.

Karachi Digital Bank · International Bank Accounts & e-Wallets · Pakistan

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Compare international bank accounts & e-wallets providers available to Karachi, Pakistan residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Pakistan. Confirm the terms directly with each provider before opening an account.

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Check the regulator and any provider directly to confirm availability in Pakistan before opening an account.

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Local guide

International Bank Accounts & e-Wallets in Karachi: what to know

Global payment accounts help people in Karachi, Pakistan get paid by clients, marketplaces and platforms in other countries, then convert the money into PKR (Pakistani rupee). They are popular with freelancers, online sellers and remote workers in Karachi.

Currency in Pakistan: PKR · Pakistani rupee
Regulator in Pakistan: State Bank of Pakistan (SBP)(opens in a new tab)
Local accounts in Pakistan: Pakistan uses 24-character IBANs (PK + 2 check digits + PK36NSC account structure); Raast payments can use a linked mobile number as an ID mapped to the IBAN.
Payments in Pakistan: Raast is the SBP-operated national instant payment system for free person-to-person and person-to-merchant transfers using phone numbers or IBANs; standard interbank transfers settle in batch cycles.

Before you sign up in Karachi

Check which currencies you can receive, the conversion fee to PKR (Pakistani rupee), and the withdrawal fee to a local account in Pakistan.

Sources: SBP: payment systems · SBP: Raast instant payments

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Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Karachi

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.