How can I get paid from abroad in Ho Chi Minh City?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to VND and withdraw.

What does it cost to convert to VND?

Costs are the conversion margin plus any withdrawal fee to your local bank in Vietnam. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Ho Chi Minh City?

Providers serving customers in Vietnam fall under State Bank of Vietnam (SBV). Intermediary payment services in Vietnam require SBV licensing. Confirm a provider's licence before using it for payments or stored value.

Who uses global payment accounts in Ho Chi Minh City?

Freelancers, remote workers, online sellers and small exporters in Ho Chi Minh City use them to receive foreign income without opening bank accounts abroad.

Ho Chi Minh City Digital Bank · International Bank Accounts & e-Wallets · Vietnam

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Compare international bank accounts & e-wallets providers available to Ho Chi Minh City, Vietnam residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Vietnam. Confirm the terms directly with each provider before opening an account.

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Check the regulator and any provider directly to confirm availability in Vietnam before opening an account.

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Local guide

International Bank Accounts & e-Wallets in Ho Chi Minh City: what to know

Global payment accounts help people in Ho Chi Minh City, Vietnam get paid by clients, marketplaces and platforms in other countries, then convert the money into VND (Vietnamese dong). They are popular with freelancers, online sellers and remote workers in Ho Chi Minh City.

Currency in Vietnam: VND · Vietnamese dong
Regulator in Vietnam: State Bank of Vietnam (SBV)(opens in a new tab)
Local accounts in Vietnam: Vietnamese accounts use bank-specific account numbers (typically 9-19 digits, varying by bank) transferred with the bank's 6-digit BIN code via NAPAS; many transfers ask for the recipient's exact registered name.
Payments in Vietnam: NAPAS provides domestic interbank switching with fast 24/7 transfers at participating banks; cross-border transfers typically route through correspondent banks.

Before you sign up in Ho Chi Minh City

Check which currencies you can receive, the conversion fee to VND (Vietnamese dong), and the withdrawal fee to a local account in Vietnam.

Sources: SBV: licensed intermediaries · NAPAS: domestic payment network

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Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Ho Chi Minh City

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.