How can I get paid from abroad in Graz?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to EUR and withdraw.

What does it cost to convert to EUR?

Costs are the conversion margin plus any withdrawal fee to your local bank in Austria. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Graz?

Providers serving customers in Austria fall under Financial Market Authority Austria (FMA). Payment institutions operating in Austria require FMA authorisation or EU passporting. Verify the provider in the FMA register before transferring funds.

Who uses global payment accounts in Graz?

Freelancers, remote workers, online sellers and small exporters in Graz use them to receive foreign income without opening bank accounts abroad.

Graz Digital Bank · International Bank Accounts & e-Wallets · Austria

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Compare international bank accounts & e-wallets providers available to Graz, Austria residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Austria. Confirm the terms directly with each provider before opening an account.

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Check the regulator and any provider directly to confirm availability in Austria before opening an account.

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Local guide

International Bank Accounts & e-Wallets in Graz: what to know

Global payment accounts help people in Graz, Austria get paid by clients, marketplaces and platforms in other countries, then convert the money into EUR (Euro). They are popular with freelancers, online sellers and remote workers in Graz.

Currency in Austria: EUR · Euro
Regulator in Austria: Financial Market Authority Austria (FMA)(opens in a new tab)
Local accounts in Austria: Austrian IBANs are fixed at 20 characters: AT + 2 check digits + 16-character bank code (5 digits) and account number (BLZ + Kontonummer). Any other length is invalid.
Payments in Austria: SEPA Instant Credit Transfer is available from participating Austrian banks; standard SEPA settles within one business day. The OeNB oversees payment infrastructure.

Before you sign up in Graz

Check which currencies you can receive, the conversion fee to EUR (Euro), and the withdrawal fee to a local account in Austria.

Sources: FMA: licensed companies · OeNB: IBAN and BIC in Austria

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Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Graz

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.