How can I get paid from abroad in Dili?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to USD and withdraw.

What does it cost to convert to USD?

Costs are the conversion margin plus any withdrawal fee to your local bank in Timor-Leste. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Dili?

Providers serving customers in Timor-Leste fall under Banco Central de Timor-Leste (BPA). Banks operating in Timor-Leste must be licensed by the Banco Central de Timor-Leste under the financial institutions law, and payment service providers need BPA authorisation. The banking sector is small, with a handful of licensed banks, so confirm the licence on the BPA's registers before holding funds with a provider.

Who uses global payment accounts in Dili?

Freelancers, remote workers, online sellers and small exporters in Dili use them to receive foreign income without opening bank accounts abroad.

Dili Digital Bank · International Bank Accounts & e-Wallets · Timor-Leste

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Eligibility, pricing, and availability vary by provider, residency, and regulation in Timor-Leste. Confirm the terms directly with each provider before opening an account.

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Check the regulator and any provider directly to confirm availability in Timor-Leste before opening an account.

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Local guide

International Bank Accounts & e-Wallets in Dili: what to know

Global payment accounts help people in Dili, Timor-Leste get paid by clients, marketplaces and platforms in other countries, then convert the money into USD (United States dollar (the official currency; Timor-Leste issues no banknotes of its own and uses circulating US coins alongside locally issued centavo coins)). They are popular with freelancers, online sellers and remote workers in Dili.

Currency in Timor-Leste: USD · United States dollar (the official currency; Timor-Leste issues no banknotes of its own and uses circulating US coins alongside locally issued centavo coins)
Regulator in Timor-Leste: Banco Central de Timor-Leste (BPA)(opens in a new tab)
Local accounts in Timor-Leste: Timor-Leste has no IBAN entry either: the banks operating there (largely Portuguese and Australian groups) keep their own numbering, and money leaving the country is addressed with the beneficiary bank's BIC and account details. The US dollar is the only currency in everyday use.
Payments in Timor-Leste: The BPA operates the country's payment and settlement arrangements, but formal banking coverage is concentrated in Dili, led by the national bank BNCTL alongside branches of Indonesian and Portuguese-linked banks. Day-to-day payments outside the capital are largely cash-based, mobile network coverage constrains app-based banking outside urban areas, and cross-border transfers move over SWIFT in US dollars through correspondents; there is no national instant-payment scheme to assume.

Before you sign up in Dili

Check which currencies you can receive, the conversion fee to USD (United States dollar (the official currency; Timor-Leste issues no banknotes of its own and uses circulating US coins alongside locally issued centavo coins)), and the withdrawal fee to a local account in Timor-Leste.

Sources: Banco Central de Timor-Leste · BPA: payment systems · IBAN registry: Timor-Leste (no IBAN entry)

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Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.