How can I get paid from abroad in Bucharest?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to RON and withdraw.

What does it cost to convert to RON?

Costs are the conversion margin plus any withdrawal fee to your local bank in Romania. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Bucharest?

Providers serving customers in Romania fall under National Bank of Romania (BNR). As an EU member state, Romania applies PSD2: banks and payment institutions are authorised and supervised by the NBR, with EU passporting allowing EEA-licensed providers to operate. Check the NBR's register of authorised credit and payment institutions.

Who uses global payment accounts in Bucharest?

Freelancers, remote workers, online sellers and small exporters in Bucharest use them to receive foreign income without opening bank accounts abroad.

Bucharest Digital Bank · International Bank Accounts & e-Wallets · Romania

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Eligibility, pricing, and availability vary by provider, residency, and regulation in Romania. Confirm the terms directly with each provider before opening an account.

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Check the regulator and any provider directly to confirm availability in Romania before opening an account.

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Local guide

International Bank Accounts & e-Wallets in Bucharest: what to know

Global payment accounts help people in Bucharest, Romania get paid by clients, marketplaces and platforms in other countries, then convert the money into RON (Romanian leu). They are popular with freelancers, online sellers and remote workers in Bucharest.

Currency in Romania: RON · Romanian leu
Regulator in Romania: National Bank of Romania (BNR)(opens in a new tab)
Local accounts in Romania: Romania uses a 24-character IBAN: RO + 2 check digits + 4-character bank code + 16-digit account (the domestic account format is the 16-digit part, historically 4-char bank code + 12-digit customer account).
Payments in Romania: Retail RON transfers clear through TransFond's SENT clearing system in batch cycles, with the separate SENT Instant system providing 24/7 instant payments; high-value transfers settle in RTGS (ReGIS) at the central bank.

Before you sign up in Bucharest

Check which currencies you can receive, the conversion fee to RON (Romanian leu), and the withdrawal fee to a local account in Romania.

Sources: BNR: authorised institutions · TransFond: SENT payments

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Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Bucharest

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.