How can I get paid from abroad in Bern?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to CHF and withdraw.

What does it cost to convert to CHF?

Costs are the conversion margin plus any withdrawal fee to your local bank in Switzerland. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Bern?

Providers serving customers in Switzerland fall under Swiss Financial Market Supervisory Authority (FINMA). Banks and securities firms in Switzerland must be licensed by FINMA; payment and fintech providers may hold different licence categories (fintech licence, payment institution under foreign law). Check the licence type before use.

Who uses global payment accounts in Bern?

Freelancers, remote workers, online sellers and small exporters in Bern use them to receive foreign income without opening bank accounts abroad.

Bern Digital Bank · International Bank Accounts & e-Wallets · Switzerland

Best International Bank Accounts & e-Wallets in Bern

Compare international bank accounts & e-wallets providers available to Bern, Switzerland residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Switzerland. Confirm the terms directly with each provider before opening an account.

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Check the regulator and any provider directly to confirm availability in Switzerland before opening an account.

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International Bank Accounts & e-Wallets in Bern: what to know

Global payment accounts help people in Bern, Switzerland get paid by clients, marketplaces and platforms in other countries, then convert the money into CHF (Swiss franc). They are popular with freelancers, online sellers and remote workers in Bern.

Currency in Switzerland: CHF · Swiss franc
Regulator in Switzerland: Swiss Financial Market Supervisory Authority (FINMA)(opens in a new tab)
Local accounts in Switzerland: Swiss IBANs are 21 characters: CH + 2 check digits + 5-digit bank clearing number + 12-digit account number.
Payments in Switzerland: SIC is the Swiss interbank clearing system for CHF payments; TWINT is the standard domestic mobile payment app sitting on top of bank rails. Some banks still apply cut-off windows for certain payment types.

Before you sign up in Bern

Check which currencies you can receive, the conversion fee to CHF (Swiss franc), and the withdrawal fee to a local account in Switzerland.

Sources: FINMA: authorised institutions · TWINT: consumer information

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Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Bern

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.