How can I get paid from abroad in Baku?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to AZN and withdraw.

What does it cost to convert to AZN?

Costs are the conversion margin plus any withdrawal fee to your local bank in Azerbaijan. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Baku?

Providers serving customers in Azerbaijan fall under Central Bank of the Republic of Azerbaijan (CBA). Banks and non-bank credit organisations must be licensed by the Central Bank of the Republic of Azerbaijan, and payment organisations and e-money issuers require CBA authorisation under the law on payment services. Verify the provider's CBA licence before holding manat balances with it.

Who uses global payment accounts in Baku?

Freelancers, remote workers, online sellers and small exporters in Baku use them to receive foreign income without opening bank accounts abroad.

Baku Digital Bank · International Bank Accounts & e-Wallets · Azerbaijan

Best International Bank Accounts & e-Wallets in Baku

Compare international bank accounts & e-wallets providers available to Baku, Azerbaijan residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Azerbaijan. Confirm the terms directly with each provider before opening an account.

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Check the regulator and any provider directly to confirm availability in Azerbaijan before opening an account.

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International Bank Accounts & e-Wallets in Baku: what to know

Global payment accounts help people in Baku, Azerbaijan get paid by clients, marketplaces and platforms in other countries, then convert the money into AZN (Azerbaijani manat). They are popular with freelancers, online sellers and remote workers in Baku.

Currency in Azerbaijan: AZN · Azerbaijani manat
Regulator in Azerbaijan: Central Bank of the Republic of Azerbaijan (CBA)(opens in a new tab)
Local accounts in Azerbaijan: Azerbaijan issues IBANs with the country code AZ followed by 26 characters, a 28-character total in which the two check digits are followed by a four-character bank code and the account number.
Payments in Azerbaijan: The Central Bank operates the AZIPS RTGS for high-value settlement and the interbank clearing systems for retail transfers, with instant phone-number and card payments available through bank apps and wallets such as M10; cross-border transfers typically use the SWIFT BIC.

Before you sign up in Baku

Check which currencies you can receive, the conversion fee to AZN (Azerbaijani manat), and the withdrawal fee to a local account in Azerbaijan.

Sources: Central Bank of the Republic of Azerbaijan

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Common questions about international bank accounts & e-wallets in Baku

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.