Remitly
Fast, affordable remittances for immigrants worldwide
Availability in São Tomé and Príncipe and eligibility criteria are determined by the provider. Check terms before applying.
View providerSão Tomé Digital Bank · Money Transfers · São Tomé and Príncipe
Compare money transfers providers available to São Tomé, São Tomé and Príncipe residents — with clear fees, features, and eligibility in one place.
Eligibility, pricing, and availability vary by provider, residency, and regulation in São Tomé and Príncipe. Confirm the terms directly with each provider before opening an account.
Up to three eligible picks for São Tomé, ranked from our verified partner directory for São Tomé and Príncipe. Availability in São Tomé and Príncipe and eligibility criteria are set by each provider.
Fast, affordable remittances for immigrants worldwide
Availability in São Tomé and Príncipe and eligibility criteria are determined by the provider. Check terms before applying.
View providerSend money to 130+ countries — fast, low-fee international transfers
Availability in São Tomé and Príncipe and eligibility criteria are determined by the provider. Check terms before applying.
View providerBetter rates are only the beginning — personal & business FX
Availability in São Tomé and Príncipe and eligibility criteria are determined by the provider. Check terms before applying.
View providerHow we pick: providers shown here come from our verified affiliate directory filtered by availability in Africa and São Tomé and Príncipe, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners — see the disclosure below.
Local guide
Money transfer services let people in São Tomé, São Tomé and Príncipe send money abroad or receive it in STN (Dobra (São Tomé and Príncipe redenominated its currency in 2018, with 1 new dobra = 1,000 old dobras; ISO code STN replaced the old STD)). The real cost is the fee plus the gap between the provider's exchange rate and the mid-market rate, so compare both.
Before you sign up in São Tomé
Domestic interbank payments settle through the BCSTP's payment arrangements, and cross-border transfers move over SWIFT largely in euros, with Portuguese and regional correspondents playing the leading role given the country's ties to Portugal; card spending rides Visa/Mastercard rails and acceptance is concentrated in São Tomé city. Mobile money and digital payment penetration is limited, so cash and in-branch service remain important alongside banking apps.
Sources: Banco Central de São Tomé e Príncipe · BCSTP: payment systems · IBAN registry: São Tomé and Príncipe structure
9 providers to compare, including the three featured above.
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Award-winning FX specialist since 1996
Send money worldwide — fast, reliable, trusted
Smart money transfers with real rewards
Digital wallet for online payments, money transfers and crypto.
Send money to India at Google rates — zero fees, earn $40 per referral
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Compare All ProvidersDisclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.