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Puerto Rico Digital Bank · Money Transfers · Puerto Rico

Best Money Transfers in Puerto Rico

Compare money transfers providers available to Puerto Rico, Puerto Rico residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Puerto Rico. Confirm the terms directly with each provider before opening an account.

Featured Money Transfers Providers

Updated October 2026

Up to three eligible picks for Puerto Rico, ranked from our verified partner directory for Puerto Rico. Availability in Puerto Rico and eligibility criteria are set by each provider.

Top Pick

Remitly

Fast, affordable remittances for immigrants worldwide

    Availability in Puerto Rico and eligibility criteria are determined by the provider. Check terms before applying.

    View provider

    WorldRemit

    Send money to 130+ countries — fast, low-fee international transfers

      Availability in Puerto Rico and eligibility criteria are determined by the provider. Check terms before applying.

      View provider

      CurrencyTransfer

      Better rates are only the beginning — personal & business FX

        Availability in Puerto Rico and eligibility criteria are determined by the provider. Check terms before applying.

        View provider

        How we pick: providers shown here come from our verified affiliate directory filtered by availability in North America and Puerto Rico, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners — see the disclosure below.

        Local guide

        Money Transfers in Puerto Rico: what to know

        Money transfer services let people in Puerto Rico send money abroad or receive it in USD (United States dollar). The real cost is the fee plus the gap between the provider's exchange rate and the mid-market rate, so compare both.

        Currency in Puerto Rico
        USD · United States dollar
        Local accounts in Puerto Rico
        Puerto Rican accounts follow the US model: a standard account number plus a 9-digit ABA routing number; Puerto Rico banks share the US ACH and wire network (routing numbers in the 021/0215 range), so domestic payments work like US ones.
        Payments in Puerto Rico
        Payments move over the same rails as the mainland US: FedACH and the Federal Reserve's FedNow instant service, plus private RTP where participating and ACH batch transfers through processors; there is no separate Puerto Rican interbank system.

        Before you sign up in Puerto Rico

        Payments move over the same rails as the mainland US: FedACH and the Federal Reserve's FedNow instant service, plus private RTP where participating and ACH batch transfers through processors; there is no separate Puerto Rican interbank system.

        Sources: OCIF: licensed institutions · Federal Reserve: ACH routing

        All Money Transfers Providers in Puerto Rico

        8 providers to compare, including the three featured above.

        • #4

          Globe Digital Bank

          WorldFirst-powered multi-currency accounts and transfers across 2,500+ cities and 200+ countries.

          View provider
        • #5

          Currencies Direct

          Award-winning FX specialist since 1996

          View provider
        • #6

          Western Union

          Send money worldwide — fast, reliable, trusted

          View provider
        • #7

          Instarem

          Smart money transfers with real rewards

          View provider
        • #8

          Skrill

          Digital wallet for online payments, money transfers and crypto.

          View provider

        More Financial Services in Puerto Rico

        Explore other banking categories available in Puerto Rico

        Money Transfers in Other Cities

        Compare money transfers providers across North America

        Frequently Asked Questions

        Common questions about money transfers in Puerto Rico

        Ready to Choose Your Money Provider?

        Compare the featured money transfers providers for Puerto Rico and open your account online.

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        Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.