How can I get paid from abroad in New York?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to USD and withdraw.

What does it cost to convert to USD?

Costs are the conversion margin plus any withdrawal fee to your local bank in USA. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in New York?

Providers serving customers in USA fall under New York State Department of Financial Services (NYDFS). NYDFS licenses money transmitters under New York Banking Law. Check a provider’s licensing status and the services it is permitted to offer before sending funds.

Who uses global payment accounts in New York?

Freelancers, remote workers, online sellers and small exporters in New York use them to receive foreign income without opening bank accounts abroad.

New York Digital Bank · International Bank Accounts & e-Wallets · USA

Best International Bank Accounts & e-Wallets in New York

Compare international bank accounts & e-wallets providers available to New York, USA residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in USA. Confirm the terms directly with each provider before opening an account.

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Check the regulator and any provider directly to confirm availability in USA before opening an account.

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Local guide

International Bank Accounts & e-Wallets in New York: what to know

Global payment accounts help people in New York, USA get paid by clients, marketplaces and platforms in other countries, then convert the money into USD (US dollar). They are popular with freelancers, online sellers and remote workers in New York.

Currency in USA: USD · US dollar
Regulator in USA: New York State Department of Financial Services (NYDFS)(opens in a new tab)
Local accounts in USA: US domestic bank details pair a 9-digit ABA routing number with the recipient’s account number. US accounts do not use IBAN for domestic payments.
Payments in USA: FedNow is a 24/7 instant-payment infrastructure available through participating US financial institutions. Access and transfer timing depend on the bank or payment provider you use.

Before you sign up in New York

Check which currencies you can receive, the conversion fee to USD (US dollar), and the withdrawal fee to a local account in USA.

Sources: NYDFS: money transmitter licensing · Federal Reserve: about FedNow

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Frequently Asked Questions

Common questions about international bank accounts & e-wallets in New York

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.