How can I get paid from abroad in Kumasi?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to GHS and withdraw.

What does it cost to convert to GHS?

Costs are the conversion margin plus any withdrawal fee to your local bank in Ghana. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Kumasi?

Providers serving customers in Ghana fall under Bank of Ghana (BoG). Payment service providers and mobile money operators in Ghana must be licensed by the Bank of Ghana. Confirm the licence category before storing value or transferring funds.

Who uses global payment accounts in Kumasi?

Freelancers, remote workers, online sellers and small exporters in Kumasi use them to receive foreign income without opening bank accounts abroad.

Kumasi Digital Bank · International Bank Accounts & e-Wallets · Ghana

Best International Bank Accounts & e-Wallets in Kumasi

Compare international bank accounts & e-wallets providers available to Kumasi, Ghana residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Ghana. Confirm the terms directly with each provider before opening an account.

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Check the regulator and any provider directly to confirm availability in Ghana before opening an account.

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Local guide

International Bank Accounts & e-Wallets in Kumasi: what to know

Global payment accounts help people in Kumasi, Ghana get paid by clients, marketplaces and platforms in other countries, then convert the money into GHS (Ghanaian cedi). They are popular with freelancers, online sellers and remote workers in Kumasi.

Currency in Ghana: GHS · Ghanaian cedi
Regulator in Ghana: Bank of Ghana (BoG)(opens in a new tab)
Local accounts in Ghana: Bank account numbers vary by bank; mobile money accounts use the registered mobile number as the wallet identifier under tiered KYC limits.
Payments in Ghana: GhIPSS operates Ghana's interbank clearing and instant transfer infrastructure (including GhIPSS Instant Transfer); mobile money interoperability links wallets across networks and banks.

Before you sign up in Kumasi

Check which currencies you can receive, the conversion fee to GHS (Ghanaian cedi), and the withdrawal fee to a local account in Ghana.

Sources: Bank of Ghana: payment systems oversight · GhIPSS: national payment infrastructure

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Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Kumasi

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.