How can I get paid from abroad in Kenya?

A global payment account gives you account details in currencies such as USD, EUR or GBP, so clients and marketplaces can pay you locally in their country. You then convert to KES and withdraw.

What does it cost to convert to KES?

Costs are the conversion margin plus any withdrawal fee to your local bank in Kenya. Compare both, as they vary a lot between providers.

Who regulates international bank accounts & e-wallets in Kenya?

Providers serving customers in Kenya fall under Central Bank of Kenya (CBK). Payment service providers in Kenya must be authorised by the CBK under the National Payment System Act and 2014 regulations; mobile money providers also need relevant communications licences. Confirm authorisation before use.

Who uses global payment accounts in Kenya?

Freelancers, remote workers, online sellers and small exporters in Kenya use them to receive foreign income without opening bank accounts abroad.

Kenya Digital Bank · International Bank Accounts & e-Wallets · Kenya

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Compare international bank accounts & e-wallets providers available to Kenya, Kenya residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Kenya. Confirm the terms directly with each provider before opening an account.

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Local guide

International Bank Accounts & e-Wallets in Kenya: what to know

Global payment accounts help people in Kenya get paid by clients, marketplaces and platforms in other countries, then convert the money into KES (Kenyan shilling). They are popular with freelancers, online sellers and remote workers in Kenya.

Currency in Kenya: KES · Kenyan shilling
Regulator in Kenya: Central Bank of Kenya (CBK)(opens in a new tab)
Local accounts in Kenya: Bank account numbers vary by bank; mobile money wallets such as M-Pesa use the registered mobile number as the account identifier, with tiered limits tied to KYC level.
Payments in Kenya: PesaLink connects Kenyan banks for instant interbank transfers; M-Pesa dominates mobile payments, and bank-to-wallet transfers are common. Verify recipient names before sending.

Before you sign up in Kenya

Check which currencies you can receive, the conversion fee to KES (Kenyan shilling), and the withdrawal fee to a local account in Kenya.

Sources: CBK: National Payment System regulations · CBK: payment service provider authorisation

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Frequently Asked Questions

Common questions about international bank accounts & e-wallets in Kenya

Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.