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Havana Digital Bank · Business Banking · Cuba

Best Business Banking in Havana

Compare business banking providers available to Havana, Cuba residents — with clear fees, features, and eligibility in one place.

Eligibility, pricing, and availability vary by provider, residency, and regulation in Cuba. Confirm the terms directly with each provider before opening an account.

Featured Business Banking Providers

Updated October 2026

Up to three eligible picks for Havana, ranked from our verified partner directory for Cuba. Availability in Cuba and eligibility criteria are set by each provider.

Top Pick

Revolut Business

The business account built for global growth

    Availability in Cuba and eligibility criteria are determined by the provider. Check terms before applying.

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    WorldFirst

    Global payments for small businesses — 70+ currencies, no account fees

      Availability in Cuba and eligibility criteria are determined by the provider. Check terms before applying.

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      Airwallex

      Global financial infrastructure for modern businesses

        Availability in Cuba and eligibility criteria are determined by the provider. Check terms before applying.

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        How we pick: providers shown here come from our verified affiliate directory filtered by availability in North America and Cuba, competitive fees, multi-currency support, and user ratings. Rankings may include affiliate partners — see the disclosure below.

        Local guide

        Business Banking in Havana: what to know

        Business banking in Havana, Cuba covers company accounts, payment cards for staff, invoicing and paying suppliers abroad. Freelancers, startups and exporters in Havana often use a digital business account alongside a local bank.

        Currency in Cuba
        CUP · Cuban peso
        Local accounts in Cuba
        Cuba does not use the IBAN scheme: Cuban bank accounts are addressed with a 20-digit bank account number (branch code, account type and client number) assigned by the state bank, and international transfers additionally require the bank's SWIFT/BIC plus correspondent routing, which is heavily constrained.
        Payments in Cuba
        Cuba remains a largely cash-based, dual-track economy: after the 2021 monetary reform the CUC convertible peso was phased out, but informal exchange between state-set and market CUP rates, and de facto USD pricing in many transactions, remain everyday realities. Domestic payments run through state banks' Transfermóvil app and the state-run ATM/card network (red BANDEC/BankFin), while international transfers are constrained by the US embargo and limited correspondent banking, so diaspora remittances typically move via licensed remittance agencies or informal channels. Honest summary: there is no real-time interbank retail rail comparable to other countries' systems, and card acceptance is limited outside Havana.

        Before you sign up in Havana

        Cuba's banking sector is state-owned and the Banco Central de Cuba licenses the small number of state banks (such as Banco de Crédito y Comercio (BANDEC) and Banco Metropolitano) and non-bank financial institutions. There is no open licensing regime for private digital banks or foreign fintech providers; any provider claiming to hold Cuban retail deposits outside the state system should be treated with extreme caution. Ask what company documents the provider needs for a business registered in Cuba.

        Sources: Banco Central de Cuba · Transfermóvil · IBAN registry: countries without IBAN

        All Business Banking Providers in Havana

        28 providers to compare, including the three featured above.

        • #4

          Globe Digital Bank

          WorldFirst-powered multi-currency accounts and transfers across 2,500+ cities and 200+ countries.

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        • #5

          Currency Solutions

          Expert FX transfers for individuals and businesses

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        • #6

          Melio Payments

          Automate your accounts payable from A to Z

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        • #7

          Narvi

          EU business banking done better — Finnish IBAN, SEPA Instant & global transfers

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        • #8

          Wallester

          Virtual and physical corporate cards for business spending

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        • #9

          GoDutch

          A working business account within 1 day

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        • #10

          Doola

          Do the business side of things, better.

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        • #11

          Payoneer

          Get paid globally. Pay suppliers. Grow your business.

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        • #12

          Airwallex Business Card

          Up to 2% cashback on every business purchase — physical & virtual Visa

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        • #13

          Nickel

          Your money, working nonstop

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        • #14

          Silver Gold Bull

          Buy gold and silver bullion online — best price guaranteed

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        • #15

          Discover Hidden Money

          Recover up to 72% of lost subscription revenue — on autopilot.

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        • #16

          IG

          The world's No.1 CFD and spread betting provider

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        • #17

          Saxo Bank

          Premium multi-asset trading for serious investors

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        • #18

          Robinhood

          Invest in stocks, ETFs, options and crypto — commission-free

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        • #19

          M1 Finance

          Invest, borrow, and bank — automated and free

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        • #20

          Wealthfront

          Automated investing built to maximise long-term wealth

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        • #21

          Acorns

          Invest your spare change and build wealth over time

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        • #22

          AvaTrade Futures

          Trade commodity & index futures with a globally regulated broker

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        • #23

          Square

          Payments, point of sale and business banking in one

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        • #24

          Papaya Global

          Global payroll and employer of record

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        • #25

          FreshBooks

          Invoicing and accounting for small businesses

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        • #26

          Joiin

          Smarter financial reporting and consolidation for multi-entity businesses

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        • #27

          Dext

          Automate bookkeeping from receipts and invoices

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        • #28

          Judo Bank

          Australian business bank lending to small and medium-sized enterprises.

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        More Financial Services in Havana

        Explore other banking categories available in Havana

        Business Banking in Other Cities

        Compare business banking providers across North America

        Frequently Asked Questions

        Common questions about business banking in Havana

        Ready to Choose Your Business Provider?

        Compare the featured business banking providers for Havana and open your account online.

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        Disclosure: Digital Bank Networks is not a bank. We are an independent comparison platform. Some of the providers on this page are our affiliate partners, and we may receive compensation when you open an account through our links. This does not affect our ratings or rankings, which are based on independent analysis. All information is provided for educational purposes only. Please review each provider's terms and conditions before opening an account.